Health-sharing plans are not insurance. Members share medical costs with each other through voluntary contributions.
What to know about them
- Health-sharing plans are not insurance, and each plan has its own rules on what it shares.
- Ask members how their plan handles routine care.
- The member should check their own plan's rules.
What they want from you
- A clear monthly price.
- Cash prices for labs, medications and imaging.
- Itemized receipts, in case their plan asks for them.
- Help finding fair cash prices for specialists and procedures.
How to reach them
- Add a short "Health-sharing members" section to your website.
- Ask current members who are in sharing plans how they found you.
- Churches and faith groups. Speaking to community groups.
- See whether the plans in your area list DPC practices, and how to be included.
Be clear about limits
Don't tell anyone what their plan will or won't share. Tell them what you provide and what it costs, and send them to their plan for the rest.
Track them
Add an optional question about coverage type on enrollment. In a made-up example, 20% of members are in sharing plans. That's worth a page on your website.
What I'd do this week
- Write a short page for health-sharing members.
- Make sure you can produce an itemized receipt for any visit.
- Ask three current members which plan they use.
Common questions
Do sharing plans pay my membership fee?
Each plan has its own rules. The member should ask their plan.
Is a sharing plan the same as insurance?
No. It's a different arrangement, and the rules differ by plan.
Should I recommend a plan?
No. Share what you provide and let members choose their own coverage.
Want to see your members by source?
We reconcile every account every month and send your P&L and Balance Sheet by the 15th, so you can see what each new member is worth and what it cost to get them. If that's what you need, apply to work with us.